Protect your bed and breakfast with a customized insurance policy from Wister Insurance (888-241-1902)! These hospitality insurance experts will get you personal, business, and added umbrella liability protection under one single plan!
Running a B&B is living out the Hallmark fantasy most can only dream of. But as quaint and romantic as it is, owning a B&B also comes with a handful of risks that you need to make sure to be protected against. If you're struggling to find the right insurance for your small hospitality business, Wister Insurance has just what you need.
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Wister Insurance has specialized in hospitality insurance for over 30 years and offers personalized plans for B&Bs who want to make sure they have appropriate coverage at the right premium for their business.
While starting a B&B is a dream coming true for many, it's also associated with legal responsibility, with the risk of costly legal processes that could devastate your business and personal economy. Wister Insurance recognizes this and offers additional umbrella liability coverage so that you can rest assured you are protected in case of unexpected events.
As Wister Insurance points out, opening a B&B means entering a complicated legal world as your home also becomes a place of business prone to accidents and mishappenings. These conditions have led to B&B owners needing commercial property insurance and a personal policy to be fully covered. Wanting to provide the hospitality industry with a better solution, Wister Insurance has designed a unique plan with everything covered under one policy.
Wister Insurance's B&B policies work on an exclusion-based form, meaning they cover everything that isn't excluded. Contrary to many of the standard named perils policies, this type of plan offers protection even for small incidents like wine and paint stains or wild animal damage, providing extensive coverage, even for risks that you'd never think to ask about when signing up for a plan.
The representatives at Wister Insurance are experienced in the B&B industry and offer four coverage areas: building, contents, income, and liability. The insurance brokers take an educational approach and will make a risk analysis as well as review your current plan before suggesting a risk mitigation plan.
Wister Insurance is based in Maryland but extends its services to hospitality industries across the whole country. More than bed and breakfast policies, the insurance broker offers custom policies to hotels, motels, resorts, and more.
"After we identify and customize your insurance solution, we deliver with world-class service," a spokesperson for the company said. "We believe your insurance contract is only as good as the service that comes with it."
To learn more and to get the right level of protection, check out: Wister Insurance