The Law Office of Kim Covington (541-393-2790) offers affordable payment options for individuals, families, and businesses filing or bankruptcy in Albany, OR.
Filing for bankruptcy is arguably one of the most stressful events that can happen in your life. For many, the thought of “putting it out there to the world” is a horrifying prospect – but doing so can offer peace of mind in the long run. If you’re looking for an affordable bankruptcy lawyer in Oregon, you’ve come to the right place.
Schedule your free one-hour consultation at https://www.kimcovington-bankruptcylawyer.com/
Kim Covington, a bankruptcy attorney with over two decades of experience in Chapter 7 and Chapter 13 bankruptcy cases, offers low flat rates, and no hourly fees, for individual filings. Chapter 7 cases start at $1,000 plus court filing fees of $338, while Chapter 13 cases start at $750.
All cases require a full consultation before an attorney fee quote can be made.
Because no hourly work is billed, you can rest easier knowing you won’t compromise your financial health while filing for bankruptcy.
Filing for bankruptcy in Oregon, regardless of type, involves several critical steps. After thorough credit counseling, you would need to file a petition for bankruptcy, including submitting detailed documentation about debts, current income, and assets. From there, there is a meeting between you and your creditors that reviews your petition. A bankruptcy lawyer, such as Kim Covington, can provide crucial guidance for every step, ensuring that the case is handled with compassion and accuracy.
But remember! Filing for bankruptcy involves certain fees, outside of any legal assistance. For example, in the state of Oregon, you must complete a credit counseling course, which may charge a small fee depending on your current financial situation. Once you complete that course, you will receive a certificate that is valid for 180 days. During this period, you and your attorney must prepare paperwork on your complete financial position and submit the forms to the United States Bankruptcy Court, which also charges a filing fee.
While it might be counterintuitive to pay fees to “admit” you’re in financial distress, it’s best to consider it a solid investment to reclaim your financial well-being.
Kim Covington has dedicated her law practice to using a personalized, sensitive approach to bankruptcy. Offering a free, no-obligation, one-hour consultation for all new clients, Covington offers an overview of the client’s case and if bankruptcy is a viable option. If needed, payment plans are available.
“As an attorney, I understand the law and how to help my clients utilize the powerful protections offered by the federal Bankruptcy Code. As a human being, I understand the stresses and time constraints faced by many families and individuals,” she writes. “If you retain me as your lawyer, I will give you the personal attention you deserve and give you honest, practical advice about your financial situation.”
For individuals in Albany, Oregon, filing a Chapter 7 or Chapter 13 bankruptcy does not have to be a nightmare. With the right guidance and mindset, you can and will get out of this financial distress and turn over a new leaf.
Go to https://www.kimcovington-bankruptcylawyer.com/ so you can learn more.
