Insurance coverage should be simple. Unfortunately, you are reading this because it is anything but. Understanding common confusions led the vision insurance plan provider Linneo to publish this simple contacts insurance guide.
Without the ability to see, it is nearly impossible to do anything. Not even read a helpful blog like this one, that highlights the incredibly helpful guide written by the vision insurance specialists at Linneo.
Learn about contact lens coverage at https://mylinneo.com/does-insurance-cover-contacts
Linneo's publication pays particular attention to the difference between medically necessary and elective contact lenses with regards to insurance coverage. The writers explain that certain patients require contacts because standard eyeglasses simply cannot correct their vision, while for others contact lenses are not a necessity. The more you need contact lenses, the more likely it is that you will receive robust insurance benefits. Makes sense, right?
The company’s specialists stress that paying for contact lenses out-of-pocket can be very costly, as a yearly allotment of daily disposables typically costs between $500 and $700 while monthly disposables tend to be priced in the $200 to $300 range. With vision insurance plans, like those provided by Linneo, you can limit these often exorbitant costs.
Like many people, you probably alternate between wearing prescription eyeglasses and prescription contact lenses on the same day. As the need for both is so common, Linneo’s specialists take care to note that typical vision insurance plans only cover one or the other during a single benefit period. That being said, policies differ; in some cases, an insurer will provide coverage for both contact and glass lenses.
In addition to its contact lens coverage explainer, Linneo has published guides on a number of other topics, such as how general vision insurance works, whether or not Medicare covers vision needs and the ways in which eye care insurance plans can be utilized for children.
Linneo is the first vision insurance plan provider that exclusively focuses on online retailers, allowing it to offer competitive premiums. The company provides allowance-based plan designs that are specifically to be convenient, flexible, and portable.
The company provided an example of its flexible coverage by highlighting a potential prescription renewal situation. If you need your contacts renewed but do not need or want a comprehensive eye exam, you can elect to only receive prescription renewal services from Linneo partners Visibly and Lensabl.
Linneo CEO Craig Kasten served as the Chief Operating Officer and Chief Financial Officer of the publicly traded regional health plan CareNetwork, Inc. before the company was acquired by the Fortune 500 health insurance company Humana.
Become a vision insurance expert - visit https://mylinneo.com/how-does-vision-insurance-work
