Journey to Financial Freedom (JFF) specializes in reversing bad credit, budgeting, eliminating credit card debt, and other capital-enhancing strategies. If you’re struggling with credit card debt, JFF is here to help you make that problem disappear.
These days it's pretty easy to whip out the credit card for the purchases you need to make that can't go on your debit card because that'll topple everything else. The thing is, it only takes a few of these purchases for your credit card to balloon and suddenly, you're in over your head.
Happens to everyone.
The trick is in learning the secrets to zeroing out your balance so you'll be debt-free going forward. This is where Journey to Financial Freedom comes in.
The experts at JFF have helped hundreds of individuals in your very same position overcome their credit card debt and learn how to budget strategically, and they can do the same for you!
Schedule a strategy session right now at https://journeytofinancialfreedom.co
It's not easy controlling spending in today’s inflationary environment. If you're having trouble paying off your credit card JFF offers mentoring and membership to their online community group so you can bounce your situation off of others while getting the one-on-one guidance you need from your JFF expert.
Inflation is at a 40-year high, which means your purchasing power is at a 40-year low. Many consumers are leaning on their credit cards to help bridge the gap between what they need and what they can afford, and it's putting a lot of people in very stressful positions. There's nothing worse than worrying about mounting debt, and how you're going to make car payments, mortgage payments, or how you're going to pay for your kids' education, all while saving for retirement.
Why not unload all this stress and let JFF worry about it? Right?
Despite today's inflation, many economists speculate a recession is on the horizon. This will make your credit card debt even more expensive, putting you further in the hole.
With so many economic factors working against you, the temptation to put food, furniture, gas, and day-to-day necessities on credit is a powerful one. JFF consultants understand, and can give you the strategies you need to balance your budget.
First and second of all, say JFF experts, to begin managing your credit card debt you should be prioritizing the balances you're carrying on high interest rate cards, and make sure you never skip a payment on any card. They also remind you that the faster you pay off your credit cards, the cheaper it will be for you over the long run.
For example, a starting balance of $2,000 at an interest rate of 18 percent will take 13 years and 10 months to pay off at the $60 minimum payment. The interest paid over that time frame amounts to an extra $1,799. By adding an extra $100 per month to make a $160 monthly payment, the balance would be paid off in 1.5 years with total interest amounting to $264.
The consultants at JFF offer you custom-tailored strategies that take your lifestyle, mortgage, student loans, retirement, and other financial concerns and goals into consideration to develop a plan that works. If you're struggling with credit card debt, treat yourself to the solutions you need to be debt-free in 2023.
Are you ready to turn the page on your credit card debt? Learn more at https://journeytofinancialfreedom.co
