Health Insurance in Corpus Christ declined for year 2020. Short term plans may serve as a solution that increases enrollment for the upcoming year.
Health insurance in Corpus Christi, Texas, for enrollment year 2020, has seen a decline in sign-ups according to data collected by the Centers for Medicare and Medicaid Services. One reason for the hesitation could be due to concern and apprehension of immigrant families. Many of these families show apprehension to enrolling due to government guidelines asking for additional information to show citizenship before enrolling.
Another reason for the decline in Corpus Christi health insurance enrollment could be that people, who have enrolled in previous enrollments for health insurance, are waiting for the automatic renewal of their insurance policies. However, people who waited for the auto renewals did not realize cheaper insurance plans could have been obtained through other available options on the Market Place Exchange.
At the same time, the Federal Government has reduced the funding for support and marketing for open enrollment 2020. Traditionally, the uptick in marketing and increased active navigators used for enrollment help establish the high numbers of participation each year. As a result, many consumers in Corpus Christi are opting for health insurance plans that are short-term, according the Rick Thornton, a health insurance agent in Corpus Christi, Texas. Short-term plans are less expensive as compared to the limited number of Market Place Plans offered on the exchange. However, short-term plans do not offer the same protections Market Place Plans offer. These plans lack the ten essential health benefits, which includes maternity, routine physicals and no discrimination for pre-existing conditions.
The final enrollment numbers will be consolidated sometime during the first quarter of next year. However the numbers move, it is a fact that the Affordable Care Act has helped save lives in Corpus Christi and across the country. For this matter, open enrollment will be considered a success each year.
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