There are around 3.3 million EVs on US roads – if you own one, you’ve probably wondered ‘what if I have an accident; is the insurance claim process the same?’ Yes and no.
When an electric vehicle accident occurs, the claims process can be a tad more complicated than if the crash was just between gas-powered cars. If you’re in this ordeal or wondering what your options for claiming damages are, EV Accident Pro is sharing everything you need to know about EV coverage and how to make a successful claim.
Here are some practical tips for filing effective EV-related insurance claims, beginning with the immediate steps you should take following the accident.
Gathering evidence is super important and will come in handy later on to substantiate your claims. Evidence should include pictures of the accident scene and any bodily injuries sustained, and eyewitness accounts. You should also notify your insurer about the event as soon as possible to prevent your claim being rejected.
When it comes to traffic accidents, whether you're in a regular car or an EV, it's usually down to someone not paying attention. But compared to regular car crashes, electric vehicle accident claims can feel way trickier.
Why? Well, the vehicles come with all sorts of advanced electronic systems and repair needs that just make the whole insurance process a lot more complicated.
Before you even begin the insurance claim process, you need to know your insurance coverage inside and out - as it allows you to negotiate with confidence and avoid any surprises regarding costs or coverage gaps.
There are various factors you should be aware of that could potentially affect the timeline for processing your claim, including:
Of course, you should never DIY your personal injury case; you need to get expert legal support - specifically, lawyers who have experience handling EV claims.
When looking for an attorney, try to find someone with the right background in EV technology, a history of successful insurance negotiations, and client testimonials that demonstrate their expertise.
Pursuing a begins with understanding the claims process - knowledge is power.
This content is provided in partnership with and is intended for informational purposes only. The views, opinions, and advice expressed in this article are solely those of Ev Accident Pro and do not necessarily reflect the views or policies of any other individual, organization, or entity.
