Want to make sure your retirement is protected? You should dedicate some of your portfolio to safe money assets. Get connected with the best advisors today through Certified Safe Money (CSM)!
Just when you think your retirement plan is set, something like a health crisis comes along and knocks us all for six. Don’t let events that are out of your control impact your enjoyment, security, and finances in your retirement.
Check out Certified Safe Money today and make the process of finding a safe money specialist hassle-free!
Safe money refers to products and vehicles that offer an element of security without being tied to the stock market - eliminating the negative impact of financial crashes, such as the 2008 crisis. Examples include bonds, annuities, and a variety of other options. Certified Safe Money simplifies the process of finding the highest-rated safe money advisors locally.
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The creators of Certified Safe Money’s directory service stress the importance of exploring both short and long-term financial objectives with a qualified specialist.
Recent data reveals a lack of retirement planning among US families. The 2019 Survey of Consumer Finances found that half of households had no savings strategy for their later years. This leaves millions vulnerable to financial hardship as they age.
By making professional safe money advice accessible, Certified Safe Money can help you safeguard your future.
In addition to maintaining an online database, Certified Safe Money provides free informational resources through its website.
For instance, it has published an article discussing the most common types of safe money options, such as fixed annuities. “These financial vehicles pay a stated rate of interest that the offering insurance company sets, and they keep your principal safe, no matter what occurs in the stock market,” the article stated.
You can find more info at Safe Money Advice Strategies
The article also explains the difference between a fixed annuity and a fixed indexed annuity. The latter links growth to stock index performance but protects against losses when the market declines. According to Certified Safe Money, the blend of upside potential without downside risk makes indexed annuities appealing for retirement.
Certified Safe Money’s piece also covers certificates of deposit, also known as CDs. These are time deposit accounts through banks and credit unions that pay fixed interest rates. With their low risk and stability, CDs complement annuities in a safe money retirement portfolio, the article explained.
A spokesperson states: “As you get closer to retirement, ensuring that your savings are protected can become one of your primary financial goals. There are a number of safe money investment options that you could choose from, depending on your financial objectives, risk tolerance, and time frame for retirement.”
Do you want to make sure your future is protected? Find a safe money specialist today with Certified Safe Money!
Go to Guaranteed Retirement Income to start your search.
