No one likes paying insurance premiums, but getting caught out without the right coverage if you end up in a motoring accident can be a very costly process. Luckily, Carlsbad residents can turn to Hazelrigg & Associates Insurance (760-438-7712)!
No matter how experienced you are on the road, car accidents are almost inevitable. But how confident are you that your insurance properly covers you in all scenarios?
For the best car insurance solutions in Carlsbad, work with Hazelrigg Insurance & Associates! Check out https://carlsbadinsurancepros.com/auto-insurance-carlsbad-ca/to find out more.
The agency offers you personalized auto insurance products, guiding you through your options for liability coverage, collision insurance, and uninsured motorist policies. Hazelrigg Insurance & Associates is committed to providing you with competitively-priced premiums, backed by its renowned customer care team.
In addition to brokering affordable insurance products, the team educates you on common misconceptions regarding comprehensive, liability-only, and uninsured coverage. Hazelrigg agents will give you a free review of your current insurance arrangements to identify gaps in coverage and whether you're protected in all eventualities.
A spokesperson explains, “Full coverage only means you carry the comprehensive and collision coverages. Those cover your vehicle in case you are in an accident and you’re at fault. If these coverages aren’t in place, your vehicle will not be repaired unless you fit the bill.”
If you've taken out a loan to purchase a vehicle, the Hazelrigg team can broker gap insurance to cover any shortfalls in your main auto coverage policies. The agents also work to ensure that policy limitations for property damage, personal injury per person, and personal injury per accident are enough to protect you.
Hazelrigg agents can also guide you through your options for liability-only insurance which is appealing to many drivers because of the lower premiums. The team points out, however, that these policies only cover damage done to other vehicles and motorists. Any costs arising from damages to a liability-only policyholder's vehicle or person must be covered by you or another driver's policy – if they were at fault for an accident.
Hazelrigg Insurance & Associates also brings expertise in uninsured motorist insurance - on their website, they explain how confusing this type of coverage can be for drivers.
“There is a belief that the coverage will take care of your vehicle in the event you are in an accident and the other party does not have insurance. Unfortunately, that is not the case.”
The team notes that, for uninsured policies to pay out, you must not have been at fault for the accident, must have sustained an injury, and the at-fault driver must have no insurance or inadequate coverage to cover your claim.
Get a free quote or speak to one of the team at 760-438-7712.
For car insurance you can really be sure of, choose Hazelrigg Insurance & Associates!
For more info, go to https://carlsbadinsurancepros.com/auto-insurance-carlsbad-ca/
