Find out what annuities and investments will help you maintain your lifestyle in retirement with expert advice from Goldstone Financial Group (630-620-9300).
How do you envision your retirement years?
Do you imagine yourself on a cruise ship sailing around the Mediterranean or the Caribbean?
Or just napping more, going for long walks, and gardening?
Perhaps you’ll finally have the time to pursue new hobbies?
Or are you looking forward to spending more time with your (future) grandkids the most?
If instead of all these wonderful things you’re thinking about how on Earth you’re going to make ends meet, it’s probably because you still don’t have a financial plan.
Call Goldstone Financial Group or visit their office in Hoffman Estates. With their comprehensive retirement planning, you'll benefit from a more diversified income stream in your golden years, with expert advice on annuities, pension plans, and investments tailored to your individual goals.
Guaranteed income is an essential part of your retirement plan. The firm’s advisors can suggest low-risk investments, annuities, and other financial instruments to help you cover your essential expenses and maintain your standard of living in retirement.
According to Limra data, annuity sales hit an all-time high in 2022, surpassing the prior annual record set in 2008 by 17%. This trend was mainly driven by recession fears, as this instrument offers a hedge against market volatility, and higher payouts, caused by an increase in interest rates. However, Goldstone Financial Group advises you to seek professional advice before investing in annuities, as this instrument may not be suitable for everyone, due to limited liquidity, inflation risk, and fees.
The financial advisory explains that each investment and instrument should be considered as a part of a complex retirement plan, and should reflect your personal goals. The firm has developed a proprietary approach to retirement planning, the Goldstone Retirement Roadmap, that covers income, investment, tax, healthcare, and legacy planning.
Following an evaluation of your assets, liabilities, income, expenses, risk tolerance, and goals regarding your lifestyle in retirement, Goldstone’s advisors will create a custom strategy to preserve and grow your assets, minimize taxes, and build generational wealth for your (future) grandkids.
As part of lifetime income planning, they will combine various sources available to you, including social security benefits, pensions, fixed and variable annuities, savings, and investments to create a reliable, diversified stream of income and ensure you feel confident about your future.
“I've been a client of Goldstone Financial Group for several years now, and they have exceeded my expectations in managing my retirement funds,” said a satisfied client. “Their team is highly knowledgeable and responsive, and I trust them to make the best decisions for my financial future.”
The first step to a happy retirement is getting your finances in order. Call Goldstone Financial Group or go to https://goldstonefinancialgroup.com/contact-us/ and enjoy the golden years of your life.
