Insuring a property? Getting a LeakFREE® roof certification from a National Roof Certification and Inspection Association (NRCIA) member before you insure provides you with a trustworthy analysis of the roof’s condition and reduced liability for your company.
Don't let the roof collapse on your insurance policy! With a LeakFREE® roof certification, you can reduce the risks and feel more confident in insuring a property. Your customers will thank you, too!
The NRCIA's roof inspections are nationally standardized and good for not only your company, but also the property owner. Their LeakFREE® certifications include a comprehensive inspection of the entire roof, undertaken by one of their certified members, an analysis of the findings with respect to certification eligibility, and a report with professional recommendations.
To learn more about the benefits of a LeakFREE® roof certification, visit https://www.nrcia.org
The LeakFREE® certifications offer a host of advantages that you won't want to pass up. Insurance companies benefit from having a roof certification on properties before insuring them in several ways:
Risk Assessment: The certification helps insurers gauge the condition of the roof, helping them understand the level of risk associated with insuring the property.
Premium Calculation: With accurate information on the roof's condition, insurance companies can set premiums that reflect the actual risk, potentially avoiding undercharging or overcharging.
Claim Reduction: A certified roof is less likely to lead to claims related to water damage, structural issues, or other hazards, thereby reducing the company's liability.
Policy Eligibility: Some insurers may require a roof certification to even consider providing coverage, particularly for older homes.
Due Diligence: Certifications give insurance companies a level of assurance that they have done their due diligence in assessing the property's condition, which could be important in legal contexts.
Customer Confidence: Policyholders may also feel more confident knowing that their roof has been certified, which can improve customer relations and retention.
When a recognized national roof certification and inspection association provides these certifications, the benefits can be amplified:
Standardization: Using a national standard ensures consistency in the evaluations, making it easier for insurance companies to trust the results.
Credibility: Certifications from a recognized national association carry weight and are generally more trusted than those from lesser-known entities.
Legal Protection: Should a dispute arise, having a certification from a recognized association can provide additional legal protections for the insurer.
Quality Assurance: National associations usually require rigorous training and adhere to high standards, thereby increasing the reliability of the assessment.
Industry Collaboration: National associations often collaborate with insurance companies to adapt and update certification criteria, making the process more relevant and useful for risk assessment.
Thus, roof certifications offer both practical and strategic benefits for insurance companies.
If a property has a roof certification, the insured will have another avenue of repairing the roof other than filing an insurance claim. Roof Certifications cover loss from normal wear and tear.
About the NRCIA
Since its inception in 1995, the National Roof Certification and Inspection Association has remained dedicated to providing high-quality roof certifications. NRCIA members undergo rigorous training and are among the top professionals in roofing and inspecting within their respective areas.
The introduction of LeakFREE® certifications has helped the NRCIA to fulfill its mission of simplifying the often fragmented and unregulated protocols within the roofing industry.
A homeowner who received an inspection from an NRCIA member said: “I would highly recommend the NRCIA for anyone purchasing a new home and protecting their investment. They came to our house, gave us a thorough inspection of our roof, took photos, and presented us with a prepared booklet of all the problem areas. We hired them to replace broken tiles on the roof and re-seal several areas. Any questions or concerns I have been quickly and accurately addressed. The professionals at the NRCIA are all knowledgeable professionals and the only ones we trust with our home.”
