Goldstone Financial Group (630-620-9300) can help you maximize your retirement income so you can maintain a comfortable lifestyle even after the “paycheck gap.” Call them today to explore your options!
Financial advisors can help you set realistic financial goals, choose the right retirement plan, develop a diversified investment strategy, and adjust your plan as your needs and circumstances change.
In other words, they're pretty important - so important, in fact, that not working with one costs you anywhere between 2% and 4% of your portfolio returns in the long term.
And when it comes to Individual Retirement Accounts, those figures can multiply - which means you could be saving substantially more by partnering with the right advisors.
As IRAs held over $12 trillion in assets at the end of the first quarter of 2023 - making them the most popular type of retirement savings instruments - Goldstone Financial Group is expanding its consulting solutions to help you make the most of this versatile option.
The announcement comes as IRAs continue to grow in popularity, having overtaken Defined Contribution plans over the past two decades. IRAs enable self-employed individuals or those seeking to supplement an employer's retirement package to save for retirement independently. While they typically adhere to the same core principles as employer-provided retirement options, they feature specific stipulations concerning contribution limits and withdrawal rules - and with three major options available, working with an expert is essential.
Goldstone Financial Group tells you all you need to know about Traditional, Roth, and SEP/SIMPLE IRAs, and guides you in determining annual contribution limits, understanding the tax implications of withdrawals, and selecting the IRA type that best aligns with your income level and retirement goals. If you're self-employed or a small business owner, Goldstone's advisors can clarify the nuances of SEP and SIMPLE IRAs.
You'll also get expert help with managing your investment portfolio within your IRA, offering insights on the diversity and type of investments suitable for you - ranging from traditional options like stocks, bonds, and mutual funds to alternatives such as real estate and collectibles. You can also contact Goldstone Financial Group for assistance with the process of tax-free 401(k) rollovers - a process that, if handled correctly, can significantly enhance your retirement savings.
"We believe your financial future is far too important to leave up to chance," said a company representative. "We view it as our responsibility to thoroughly understand your goals and dreams so that we can leverage our experience and knowledge to help you realize them. That’s why we’re committed to remaining by your side as partners in achieving the results you desire."
Make the most of your IRA for a comfortable retirement without any worries about financial stability - go to https://www.goldstonefinancialgroup.com/contact-us to get started!
