Oregon Affordable Steel Buildings: Rent-to-Own Options for Farms & Businesses

The Rising Cost of Construction Materials

If you've been researching steel buildings, you've likely noticed the steep increase in prices. Construction input costs have risen a staggering 40.5% since February 2020, with a 1.4% increase in January 2025 alone, BLS data shows. These price hikes have put many building projects on hold as businesses struggle to manage upfront costs.

Fortunately, financing solutions—like Oregon Carports'—can help you distribute these expenses over time, making your steel building project financially manageable.

Financing Options Available to You

You now have several ways to finance your steel building without paying the full amount upfront:

• Traditional Financing: Partner with financial institutions offering competitive rates specifically for steel buildings.
• Rent-to-Own Programs: Start using your building immediately while making payments toward ownership.
• Partial Financing: Pay a portion upfront and finance the remainder to reduce interest costs.
• Custom Payment Terms: Select repayment schedules that align with your business cash flow.

Oregon Carports' application process takes just minutes to complete—with fast approval times. Their financing options typically require a credit score of 580 or higher, along with verification of income and property ownership. The company's financing partners charge no prepayment penalties and maintain no hidden fees throughout the process.

Plan Your Building Before Financing

Before you apply for financing, take time to design your ideal steel structure. Oregon Carports offers a 3D Configurator tool that lets you visualize your building and get accurate pricing. This step is important because:

• It helps you understand exactly what you're financing.
• It prevents unexpected costs later in the process.
• It allows you to make design changes before committing financially.
• It provides the exact cost for your financing application.

Quality That Stands Behind the Financing

Your financed building comes with the same quality guarantees as any Oregon Carports structure:

• 20-year warranty on materials.
• Free shipping and installation.
• Engineer certification meeting Oregon building codes.
• 360° roof bracing for structural integrity.
• 90 MPH wind resistance warranty.

As Nathan, a repeat customer, shared: "Our second shop building with Oregon Carports was completed promptly and professionally in just one day!"

Ready to Get Started?

Don't let rising material costs delay your steel building project any longer. Oregon Carports is ready to help you handle the financing process and find the solution that works best for you and your business needs.

About Oregon Carports

Located in Eugene, Oregon Carports prefabricates and installs metal buildings for residential and commercial customers across Oregon, Washington, California, Nevada, and Idaho. Clients can choose from carports, garages, barns, and other metal buildings while customizing each structure with features such as windows, doors, and various color choices.

Find out more about Oregon Carports' financing options at https://oregoncarports.com