Don’t let workplace mishaps lead to massive legal fees – employers’ liability is a key part of your workers’ compensation policy. Call Insurance Brokers of Arizona at +1-480-812-1998 to find out more today!
Workplace accidents happen, but there’s no reason why your business should suffer as a result. That’s why employers’ liability and workers’ compensation policies are essential. Find out what the coverage can do for you - Insurance Brokers of Arizona are here to explain.
In their new video, they aim to demonstrate the continuing importance of sufficient workers’ compensation insurance policies. They advise that such coverage will protect you and your employees alike in the unwelcome event of legal action.
Check it out at https://youtu.be/Z-ncfsREi3A
The video notes that, with the exception of businesses in North Dakota, Ohio, Washington, and Wyoming, employers’ liability should be included in your work comp policies. As such, most workers and business owners in the majority of states are automatically covered by what Insurance Brokers of Arizona describes as a protective measure against lawsuits.
If you’re in one of the states mentioned as not including employers’ liability in your work comp, the Arizona insurance agents emphasize the advantages that can be gained by purchasing such policies. The coverage can provide you with much-needed protection against negligence-related lawsuits and accusations of blame regarding workplace injuries.
It largely does this, as demonstrated in the video, by covering legal defense fees extending to lawyer and courtroom costs. The video cites the example of a chef holding their employer responsible for an injury sustained due to a faulty fryer. It states that employers’ liability would come into play here, helping businesses through legal action and any settlement processes.
On the part of your workers, the video mentions that workers’ comp policies, including employers’ liability, will cover your employees for lost wages as a result of work-related illnesses or injuries. Further, it explains that the far-reaching coverage will also extend to punitive damages claimed by family members of employees.
Accordingly, the video argues that independent of the mandatory requirement to include employers’ liability in work comp policies for most states, its continuing benefits are vital. If you hate lawsuits, you’ll no doubt agree!
As said in the video: “If you have even just one employee, not only is it the law that you carry work comp, it’s important to carry work comp insurance to protect not only your employee from getting hurt, but also your business.”
In support of your local business, the video mentions that Insurance Brokers of Arizona provides suitable consultatory advice on matters related to workers’ compensation insurance and employers’ liability. Contact the agency at its official website or call them over the phone today.
It’s never too late to learn about employers’ liability and work comp insurance - and thanks to Insurance Brokers of Arizona, you can get the key information you need in less than two minutes!
That’s right - two minutes from now, you’re sure to know more about employers’ liability than you did before. Click https://youtu.be/Z-ncfsREi3A to start!
