The current economic climate has made it more difficult to save for retirement, but Bob Chitrathorn of Corona-based Simplified Wealth Management (951-465-6409) is helping local clients prepare to protect their financial future.
With the current high cost of living, you probably think that setting money aside for retirement is very low on the list of priorities.
Bob Chitrathorn of Simplified Wealth Management explains that, with careful planning, you may be able to cover your current needs while also preparing to secure your financial future.
This highly experienced financial advisor works with you to create a personalized plan that focuses on balancing your daily expenses while also setting money aside for your golden years. The goal is to create distribution income streams for retirement, and there are a variety of strategies that can help you achieve that.
Go to https://planwithbob.com/ for more information.
Bob Chitrathorn points to what many are now calling a “retirement crisis,” and states that careful planning can help you avoid many of the problems now being raised. From diversified investment portfolios to pensions and social security, there are multiple potential sources of retirement income that Bob can help you uncover.
A recent survey conducted by US News & World Report found that almost 50% of Americans stopped saving for retirement in the past 12 months, while almost one-third of respondents actually made withdrawals from their retirement savings. The article states that inflation and the high cost of daily items have contributed to a worsening situation in terms of national retirement savings.
Bob Chitrathorn’s goal is to help you manage your current expenses, while also creating a plan that allows you to continue contributing to your retirement savings. He does this by taking a collaborative approach with each client, ensuring that your plan is closely aligned with your personal needs and goals.
Bob also highlights ongoing changes to retirement savings laws, with increases to IRA, Roth IRA, and 401(k) contribution limits expected for 2024. As part of his services, he aims to help you leverage these changes to your advantage, while also limiting your tax exposure.
About Bob Chitrathorn
With almost 20 years of experience as a professional financial advisor, Bob Chitrathorn has helped clients navigate a wide variety of financial situations, including the global financial crisis of the late 2000s. In addition to retirement planning, Bob offers guided wealth portfolios, investment planning, insurance planning, and college planning.
“I am committed to delivering personalized guidance to a select group of individuals, families, and business owners in Southern California and around the country,” he recently explained. “My mission is to help clients define what is most important in their financial lives while helping them make the decisions that can lead them to financial independence.”
If you’re tired of worrying about money, speak to Bob Chitrathorn and take control of your current and future financial health.
Check out https://planwithbob.com/ so you can learn more.
Bob Chitrathorn is a registered representative with, and Securities and Retirement Plan Consulting Program advisory services are offered through LPL Financial, a registered investment advisor, member FINRA/SIPC. Other advisory services offered through Mariner Independent Advisor Network, Wealth Planning by Bob Chitrathorn, and Simplified Wealth Management. All are separate entities from LPL Financial.
All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
